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Learn which type of insurance is right for you
Life insurance offers an easy and straightforward way to ensure that the financial needs of your family or any other dependents are met in the event of your death. It is usually essential for the parents of school-age children to have life cover, and this requirement becomes even more urgent in the case of single parents. Couples without dependents will usually still wish to protect their partner, and some people simply want an inexpensive policy which will ensure that their funeral costs can be met.
Critical Illness Cover
Critical illness cover can be bought either as a standalone product or in combination with life insurance. Critical illness cover pays out a tax-free cash lump sum if you are diagnosed with a qualifying illness listed on your policy. The policy can help your family cope financially if you were to become seriously ill and could not earn a living
Mortgage Protection Cover
Mortgage Payment Protection Insurance (MPPI) is designed to cover the cost of your mortgage payments in the event that an accident, sickness or unemployment stops you from working. Your mortgage is a big commitment. Leaving your loved ones to face the risk of not being able to continue the mortgage payments is well worth protecting against.